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"Our goal at Allain Malik Financial Group is to add value to our clients’ lives – not just their portfolios"
We are well equipped to analyze the complexity of your circumstance and to help you achieve your financial planning objectives with confidence and conviction.
Our practice is organized around ensuring that we clearly articulate to you what we do, how we do it and the results that you can expect from working with us. Through this approach, we simplify your financial planning experience, and ultimately your lives, by helping you to achieve a financially secure future.
We are an independent full-service financial planning and wealth management practice. Concentrating exclusively on that business, we are dedicated solely to the quality management of the financial and wealth management interests of our clients.
We offer a full range of services and products to meet the needs of individuals, families, business professionals, or owner/managers - be it capital growth; investment income; retirement, estate, education tax planning; or life and living benefits insurance coverage. We pride ourselves on providing a level of personal service and attentiveness that has distinguished us in our profession.
I am a Certified Financial Planner (CFP) specializing in personalized financial and retirement planning. Through a holistic six step comprehensive financial planning process, your investments, insurance, taxes, and estate planning challenges are woven together into a personalized financial plan designed to meet your personal goals and objectives.
With 2 decades of industry experience, and 2 professional designations, I am well equipped to guide you through the growing complexity of financial and retirement planning.
I help my clients achieve their goals, present and future; to make the most of life’s challenges and changes. My experience has reinforced my belief in the importance of integrity, respect, and a commitment to service excellence.
Community and Volunteerism
I believe I have an obligation to give back to the community I serve. As a volunteer, I currently serve on the board of the Kiwanis Club of Brampton. As well as supporting the business community, having served 6 years as a director with the Brampton Board of Trade.
I believe knowledge is power and have authored numerous financial planning articles for several publications over the years and presented a series of financial planning workshops to various groups and the public at large.
Family – my center of balance
My wife Bev, and I have two daughters. I enjoy reading, running, photography, music, and food.
I grew up with two financially disciplined parents, who lived within their means and saved for retirement, while providing three children with the best of schooling and a comfortable lifestyle.
By embodying these values through the ups and downs in my life, I have turned challenges into opportunities—putting two children through university and thriving through two career transitions. In my second career transition, I found my passion and became a Certified Financial Planner (CFP). My combined personal and professional life experiences have given me perspective, education and passion for financial planning.
My mission is to educate and motivate individuals, families and business owners to implement a strategic lifestyle financial plan; a roadmap to live in the present, save for your future, to live your life on your own terms.
As a CFP specializing in lifestyle, financial and retirement planning solutions, I create a personal and customized strategy for my clients. That is an integral path used to meet their goals and objectives using a six step financial planning process.
A 'Financial Plan' is a working document that evolves with life's changes. I invest time to understand long- and short-term goals, review them regularly and provide strategic advice for my clients to achieve them. Each Financial Plan is updated based on client’s life and goals. I believe that a clear vision and a plan of action empowers you to embrace your fears and successes; to enjoy a lifestyle that meets your expectations. Think of me as a GPS that recalculates the route - If you miss a turn or take the wrong road, I will redirect you to your desired destination.
I am committed to my profession and learning. I am currently acquiring my CPCA designation (Certified Professional Consultant on Aging). The retirement horizon is changing, the average Canadian is living 30+ years in retirement. My goal is for my clients to have the freedom and resources to live the life they want and how they want.
Proud mother, grandmother and happily married to my husband Sat for 40 years, I practice Yoga regularly. This allows me to combine all aspects of my life and have a balanced lifestyle as I impact my clients' financial success.
I give back to my community through my involvement with the Business and Professional Women’s Club and United Way of Peel.
Under our holistic business model, clients have access to a full range of expertise. We are backed by a well-integrated team of specialists which include lawyers, accountants, actuaries, pension specialists, mortgage professionals, estate planning experts and more. Whenever we come across a situation that would be more appropriately handled by another specialist, we promise that we will make the appropriate referral. It is worth noting, we do not receive referral fees from other professionals to whom you may be referred.
Through the professional staff of our back-office provider, Investia Financial Services Inc., a mutual fund dealership, we are equipped to transact financial services in several fiscal areas designed to meet your needs, including investment savings plans, RRSPs, IPPs, RESPs etc. We also offer insurance-based solutions such as annuities, life disability, critical illness, long term care, and group insurance products through our Managing General Agent - PPI. It is worth noting, - we are unencumbered by proprietary product constraints. As such, our independence allows us the freedom to act with complete impartiality in looking after our client's best interest.